Only the Library Director and/or another agent designated by the Board of Trustees may commit the library to purchases. With a few exceptions and for purchases requiring action to secure the immediate safety of the staff and public, all purchases require advance planning. The Library Director and/or designated agent will work to ensure the most economical purchase of required items to obtain the greatest value for every tax dollar expended. 3.31 Insurance Coverage Types of coverage purchased include:

· Public Officials Liability Bond · Employee Dishonesty · Surety Bond · Workmen’s Compensation · Building Contents · General Liability · Automobile · Health · Dental · Vision · Life (paid by Employee)

Insurance policies renew annually and may be bid as needed. The Library Director will review annual premiums to determine if bidding is necessary. If determined that the insuranc